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Post by habiby on Sept 12, 2023 9:47:52 GMT
Waiver of the amount “just in case” Unforeseen situations often occur in life that require financial investments here and now: car breakdown, illness, minor or more serious repairs. In such cases, you need to have a cash reserve, the size of which will be from 3 to 6 monthly expenses. Money should be put aside and remembered only in emergencies, for which it was actually saved, and not spent on a new popular, but not very necessary smartphone. Reluctance to invest and study financial instruments How to spend money wisely? Many people Phone Number List ask this question and find no answer. But the solution is quite simple: finances can be invested for subsequent profit in securities , business , real estate . This way the money will be in action and will bring passive income . Reluctance to deal with tax deductions Many have heard about tax deductions, but not everyone tries to delve into the issue and understand what it is. In fact, it is unreasonable to refuse them, because those citizens who pay taxes at a rate of 13% can receive the same percentage from: funds spent on training, treatment, life insurance; charitable transfers; funds deposited into an individual investment account. 13% is not such a paltry amount as it might seem at first glance. For example, if the property cost 3,000,000 rubles, then a tax deduction can return 390,000 rubles.
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